| Health insurance is a necessity, not only for | | | | policies: |
| major medical care, but also for regular | | | | |
| preventive care. If you live in Arizona and | | | | * Insurance companies can refuse coverage to |
| need health insurance, here are your options | | | | you for pre-existing conditions. There is no |
| for finding the best rate. | | | | waiting period for pre-existing conditions. |
| | | | |
| The State of Insurance in Arizona | | | | * Arizona offers guaranteed renewability. |
| | | | This means that as long as you pay your |
| Arizona statistics reveal 17% of Arizonans | | | | premiums, your insurance company cannot drop |
| don't have health insurance, placing Arizona | | | | you because you get ill or are injured. |
| 12th among the states for the highest | | | | However, if you switch insurance companies or |
| percentage of uninsured. This translates to | | | | even policies within the same company, they |
| over one million people without health | | | | can then exclude coverage for your condition. |
| insurance. | | | | |
| | | | What does this mean for you? It means you |
| In addition, employer-based health insurance | | | | should do your homework and find the best |
| coverage is shrinking in Arizona and is now | | | | health insurance rate the first time, rather |
| below the national average. This means that | | | | than taking the risk of changing companies |
| even employed people may no longer have | | | | later. |
| health insurance. | | | | |
| | | | The easiest way to make sure you get the best |
| Finding the Best Rate on Arizona Health | | | | rate is to visit an insurance comparison |
| Insurance | | | | website. On such a website, you will complete |
| | | | a simple form with information about yourself |
| Arizona offers public health insurance | | | | and your insurance needs. Then you'll receive |
| programs that provide health care coverage | | | | quotes from multiple A-rated health insurance |
| for low-income people through their AHCCCS | | | | companies. All you have to do is compare the |
| program (Arizona Health Care Cost Containment | | | | quotes and choose the one with the best rate. |
| System). You can find out if you're eligible | | | | |
| for this program by visiting their website - | | | | The best insurance comparison websites even |
| ahcccs.state.az.us | | | | let you talk with insurance professionals |
| | | | through an online chat service so you can ask |
| If you don't qualify for this program, you | | | | questions and make sure you choose the best |
| need to look into an individual health | | | | health insurance for your needs and your |
| insurance policy. Keep in mind the following | | | | pocketbook (see link below). |
| facts about Arizona health insurance | | | | |