| Health insurance is a necessity, not only for major | | | | you for pre-existing conditions. There is no waiting |
| medical care, but also for regular preventive care. | | | | period for pre-existing conditions. |
| If you live in Arizona and need health insurance, | | | | * Arizona offers guaranteed renewability. This |
| here are your options for finding the best rate. | | | | means that as long as you pay your premiums, |
| The State of Insurance in Arizona | | | | your insurance company cannot drop you |
| Arizona statistics reveal 17% of Arizonans don't | | | | because you get ill or are injured. However, if you |
| have health insurance, placing Arizona 12th among | | | | switch insurance companies or even policies within |
| the states for the highest percentage of | | | | the same company, they can then exclude |
| uninsured. This translates to over one million | | | | coverage for your condition. |
| people without health insurance. | | | | What does this mean for you? It means you |
| In addition, employer-based health insurance | | | | should do your homework and find the best |
| coverage is shrinking in Arizona and is now below | | | | health insurance rate the first time, rather than |
| the national average. This means that even | | | | taking the risk of changing companies later. |
| employed people may no longer have health | | | | The easiest way to make sure you get the best |
| insurance. | | | | rate is to visit an insurance comparison website. |
| Finding the Best Rate on Arizona Health Insurance | | | | On such a website, you will complete a simple |
| Arizona offers public health insurance programs | | | | form with information about yourself and your |
| that provide health care coverage for low-income | | | | insurance needs. Then you'll receive quotes from |
| people through their AHCCCS program (Arizona | | | | multiple A-rated health insurance companies. All |
| Health Care Cost Containment System). You can | | | | you have to do is compare the quotes and |
| find out if you're eligible for this program by | | | | choose the one with the best rate. |
| visiting their website - ahcccs.state.az.us | | | | The best insurance comparison websites even let |
| If you don't qualify for this program, you need to | | | | you talk with insurance professionals through an |
| look into an individual health insurance policy. Keep | | | | online chat service so you can ask questions and |
| in mind the following facts about Arizona health | | | | make sure you choose the best health insurance |
| insurance policies: | | | | for your needs and your pocketbook (see link |
| * Insurance companies can refuse coverage to | | | | below). |