| When considering the family budget and being a | | | | to come by, and wouldn't cost $25 a bottle |
| good parent, providing quality healthcare at a | | | | out-of-pocket. If healthcare were |
| reasonable price is right up there with the | | | | consumer-driven, patients wouldn't be forced to |
| mortgage payment, car payments and college | | | | choose between complex HMO, PPO, and POS |
| tuition. Consumer driven healthcare is a | | | | plan options that leave a loophole for various |
| movement in the United States. Consumer Driven | | | | "medical groups" to decline responsibility for |
| Healthcare relies on a free-market approach to | | | | specific doctor's office visits or treatments |
| control costs through consumer choice, with | | | | (sticking the befuddled patient with the full bill). |
| employees assuming greater ownership for their | | | | "Consumers have choice in every area of their |
| healthcare decisions and related finances. | | | | lives, except healthcare," he stated. Nearly 85 |
| Consumer driven healthcare is about changing | | | | percent of consumers responding to a new |
| employee behavior. Consumer driven healthcare is | | | | survey said that they believed hospitals and |
| just talk and will fail unless we want to walk the | | | | doctors should be required to disclose their prices. |
| walk. In simple words, the hope for consumer | | | | Opponents argue that CDH is really just cost |
| driven healthcare comes from the simple notion | | | | shifting from employers to employees and that |
| that putting responsibility for expenses and | | | | rather than spending more responsibly, consumers |
| decisions back into the hands of the consumer will | | | | in these types of plans will be more inclined to |
| result in more rational utilization of resources. So | | | | avoid necessary care. |
| while the healthcare debate heats up in | | | | Consider these options for maximizing your health |
| Washington, across the state capitals, in corporate | | | | care discounts: Ask your doctor's office if they |
| boardrooms, on the campaign trail and on TV, | | | | provide a discount for paying cash. Start today |
| some of us folks are trying to make sense of | | | | and put these easy steps into practice to become |
| "consumer driven healthcare". | | | | a champion of consumerism and proactive |
| Consumer-Driven Healthcare also referred to as | | | | consumer of health care. A survey of more than |
| "CDH", is a type of health plan that gives | | | | 70 leading health care insurers (representing more |
| members more choice and flexibility in making | | | | than 100 million insured individuals) found that over |
| health benefits decisions and more control over | | | | the next 12 months health care costs are |
| their health benefits dollars. Consumer-driven care | | | | projected to increase by 10. However, |
| will change the way your hospital does business. | | | | consumer-driven healthcare (CDH) can result in |
| Consumers will increasingly take on the | | | | savings and greater flexibility for consumers of all |
| responsibility of managing their own health | | | | kinds. Learn how CDHC will change the way health |
| benefits, in many cases through individually held | | | | care is financed and delivered. Understand how |
| health savings accounts that will give them | | | | CDHC will affect health plans, healthcare providers |
| greater freedom to determine when and how | | | | and pharmaceutical companies. |
| they spend their healthcare dollars. | | | | Shop-Till-You-Drop the debate rages on about |
| Consumer-driven healthcare is defined as a | | | | how to reform healthcare in America… |
| system where consumers, not the employer or | | | | Meanwhile, what can we do to become more |
| insurance provider, determine how and where to | | | | successful consumers? We consumers may not |
| spend their healthcare dollars. However, | | | | be in the healthcare driver's seat yet, but we can |
| consumer-driven healthcare (CDH) can result in | | | | at least become more vocal back-seat drivers. " |
| savings and greater flexibility for consumers of all | | | | The consumer experience combines the individual's |
| kinds. The merits of various types of | | | | sense of empowerment, because he has direct |
| consumer-driven programs are being hotly | | | | input into decisions about his healthcare, with the |
| debated, but the reality is that CDHC | | | | knowledge and tools he needs to make those |
| simultaneously creates both a consumer | | | | decisions. |
| "movement" as their financial responsibility and | | | | In my opinion the ultimate goal of CDHC should be |
| involvement in their care choices increase, and a | | | | to put control of you health decisions back into |
| consumer experience. | | | | the hands of the consumer and their healthcare |
| If healthcare were consumer-driven, | | | | provider of choice, (in other words you and your |
| "maintenance" prescriptions (medications you need | | | | doctor) not into the hands of the insurance |
| over long periods of time) wouldn't require | | | | companies and the employer. To get the biggest |
| complicated pre-authorization forms from your | | | | bang from your buck look at getting a |
| doctor, which are usually rejected the first time | | | | 1. Discount Health Plan, |
| around. If healthcare were consumer-driven, basic | | | | 2. Health Savings Account |
| allergy medications like Zyrtec wouldn't be so hard | | | | 3. |