Healthcare Crisis in America

Healthcare is one of the biggest problems in theregulate healthcare was placed on the back
country. Every day, millions of Americans areburner, more states created their own
going without quality healthcare. This report willstate-specific healthcare regulations. Today, there
address the problem and show you a simpleare hundreds of regulations nationwide for
solution to get immediate savings on many ofhealthcare. The more regulations each state
your medical and dental expenses, even if yourequires, the more the cost for health insurance
are uninsured or underinsured.goes up, making it harder for people to afford.
If you watch TV, read the newspapers, or surfOver 1 million people filed bankruptcy in 1999...
the internet, you've seen the topic of healthcare40% of them were related to medical bills!
in the media. It seems there's something in theJust two years before, in 1997, only 28% of the
media every week about the topic of healthcare.bankruptcies were related to medical bills. What's
The United States of America has one of thehappening here folks? Why the dramatic increase
best healthcare systems in the world and yet soof bankruptcies due to medical bills? Why is this
many people in this country go without qualityhappening in a country that has one of the best
healthcare.healthcare systems in the world?
It's getting harder and harder to afford goodThe uninsured vs. the underinsured
healthcareHarvard law professor, Elizabeth Warren, did a
Recent studies show that there are 44 millionstudy about the rise in bankruptcies due to
Americans with no health insurance. In addition tomedical bills. The results of this study revealed
this, there are 70 million people that arethat most of these medically related bankruptcies
underinsured. The federal government iswere filed by people who actually had health
constantly working to solve this growing problem,insurance.
but unfortunately, it increases year after year.She stated that underinsurance was a far bigger
The federal healthcare plan never got off theproblem, as opposed to people who were not
groundinsured. No health insurance plan is designed to
The best effort so far was an attempt to createpay for everything. There are always limitations,
national healthcare for all Americans. Congressexclusions and waiting periods that will leave you
refused to approve this proposal and the issuefinancially responsible for these out of pocket
has been on the shelf for several years now.expenses. Unfortunately, many health insurance
Maybe one day a national healthcare system maypolicyholders neglect to review these issues and
surface, but no time in the near future.are surprised at the time of their claims. As a
Then individual States tried to fix the healthcareresult, they get whacked with an OOPS! -
systemOut-Of-Pocket-Surprise! - which often means
After the federal government's attempt tobankruptcy.