| Here is some health insurance advice if you are | | | | reputable companies. Some of these programs |
| looking for alternatives to insurance you cannot | | | | charge steep up-front fees or promise the |
| afford. Discount healthcare programs have | | | | fantastic savings they cannot deliver, while others |
| become increasingly popular as they provide | | | | bombard consumers with misleading and confusing |
| consumers with low-cost access to the healthcare | | | | sale pitches. |
| they need and the opportunity for savings that | | | | Here is some health insurance advice that will help |
| greatly exceeds the cost of the program - with | | | | you recognize a whether you are dealing with a |
| the flexibility of monthly membership. However, | | | | honest company. |
| consumers must be careful not to get scammed. | | | | 1. You discovered the discount card from an |
| Discount healthcare programs were created to | | | | internet popup, blast faxes or spam emails. |
| help consumers burdened by the increasing cost | | | | 2. They claim that you can save a considerable |
| of healthcare by providing opportunities to directly | | | | amount on health insurance. |
| purchase healthcare services and products at | | | | 3. The company uses high-pressure marketing |
| discounted rates. Note, however, that discount | | | | tactics and make it sound very urgent asking you |
| healthcare programs are not insurance. | | | | to "act now" as this is a "one-time offer." |
| There are many people who choose a discount | | | | 4. They do not give you a list of the providers |
| healthcare program to complement their health | | | | until you sign up. You should be informed of the |
| insurance plan, filling gaps such as prescription drug | | | | providers up front. |
| benefits, chiropractic, dental or vision care which | | | | 5. It seems to be too good to be true. |
| are often not included as part of a health | | | | For people with no access to insurance, saving |
| insurance plan. | | | | money with these programs is better then |
| Due to the increasing popularity, a number of | | | | nothing. Be cautious so that you do end up saving |
| companies entered the discount healthcare | | | | money. |
| business. Problem with this is that not all are | | | | |