Do We Really Have an Answer For Healthcare Reform?

We keep discussing health care reform but ithospital system) earned $218 million in 2008, and
appears that the more we talk, the more we arethe Cleveland Clinic (non profit hospital system)
unable to understand the benefits. Although weexpanded by recently acquiring hospitals in Medina,
have made it very complicated and potentiallyOhio; Dubai, UAE; and a cancer center in Las
very expensive, we really haven't come up withVegas, Nevada. If we simply look at these three
solutions that are superior to what we have, ororganizations as examples, we can understand
to what other countries have. Other countriesthat the actual cost of care is far less than the
have nationalized health care. Everyone isprice charged. If we would regulate costs for
covered, no one pays for care, and there are nohospitals and insurance providers, health care
private primary care insurance carriers. Manywould become much more affordable and we
believe this is good, but many others believe itwould achieve significant savings.
lacks quality, expediency, and promotes rationing.2. We must adopt tort reform as a prerequisite
The plans now being proposed in the U.S.to reducing costs. The savings which can be
Congress are not nationalized health care, but arerealized by reducing unrestricted awards for health
supposed to be a combination of governmentcare related litigation can be in the billions of dollars.
sponsored coverage and private insuranceToday many surgeons pay liability insurance
coverage for all Americans at lower costs.premiums in excess of $200,000 per year.
Unfortunately, none of the plans proposed comeDoctors must be paid extremely high incomes in
close to providing lower costs with quality care.order to cover these premiums. If you reduce
Why can't we figure out a solution that wouldthe amount of unwarranted settlements and
improve what we have today?reduce the insurance premiums physicians and
One of the reasons is that we continue to focusmedical facilities are required to pay, the result
on insurance reform and seem to totally disregardwould be lower reimbursements to both
reducing the costs of providing health care. Whenphysicians and medical facilities. Once again we
we do talk about reducing costs we talk aboutachieve significant savings.
reducing Medicare by $500 billion and reducing3. We must reduce the loss of revenues in
physician reimbursements. This is crazy and wouldMedicare/Medicaid from fraud and
probably do as much destruction as anythingmismanagement. These losses are estimated at
that's been discussed yet. Seniors who havemore than a trillion dollars. Reform legislation being
spent a lifetime paying Social Security and taxesconsidered suggests we can cut these losses by
to insure they would have good health care$500 billion, however there are no specific
coverage when they became 65 years old, wouldmethods outlined to achieve these cuts. Most
rebel if we now reduce benefits to accommodateAmericans believe these cuts will come from
15% of the population that does not havereducing services more than fixing fraud and
coverage. And although government is quick tomismanagement. I would propose hiring
respond that the $500 billion will come fromindependent audit groups which derive their
reducing fraud and mismanagement in Medicarecompensation by identifying and recovering lost
Medicaid, the reality is, they haven't been able torevenue and then retaining a small portion of the
do it in the past and they won't be able to do it inrevenues identified as their compensation. These
the future. Reducing reimbursements to physiciansactivities have been very successful for business
would only complicate the problem of not havingwhen auditing freight and utilities invoices. We
a sufficient number of doctors to accommodatewould take this major problem out of the hands
patients. The addition of a potential 50 million newof government and put it into the hands of
patients would severely strain the availability ofcapitalists who make a living from recovering
physicians and probably result in rationing andover-billed invoices. We would again achieve
significant consultation delays. Complicating thesignificant savings.
issue further is some polls have indicated that as4. We must implement health reform, generally
many as 45% of the current physicians wouldreferred to today as wellness. The US has been
choose to retire if this reform were adopted. Socompared to other countries who have
what do we do?nationalized health programs and in some cases
We must first focus on reducing the cost oftheir citizens are considered in better health,
health care:suggesting that are health care in the US is
inferior. I don't think there is any question that
1. We must regulate the cost of care beinghealth care in this country far surpasses any
careful to allow physicians to establish proceduresother country, unfortunately our health habits do
and government to assign reimbursements basednot. We eat too much and exercise too little. Our
upon the historical information documented atdiets are heavy with fats and carbohydrates. We
Medicare, VA Hospitals, and other governmentdo not get the proper rest and relaxation. We
institutions, while comparing data from privateneed a program that focuses on developing
facilities, allowing us to establish standard costs forbetter personal health habits and then provides
all procedures, drugs, supplies, tests, etc. Once weincentives to achieve these goals. The result
have established fixed costs we will have thewould be healthier individuals requiring less health
opportunity to stabilize reimbursements andcare resulting in lower health care costs.
procedures. This will also eliminate public hospitalThe above programs would reduce healthcare
systems from earning substantial profits for theircosts and would cost a small percentage of what
shareholders at the cost of their patients. It willwe are currently considering. Let's review: 1)
also reduce the unnecessary expansions ofregulate health care cost with insurance providers
non-profit hospital systems that continue toand medical facilities, 2) adopt torte reform, 3) fix
expand by acquiring additional hospitals and medicalMedicare/Medicaid, 4) implement wellness
facilities. Lastly, all insurance providers would beprograms.
required to adhere to these reimbursement andThese are programs that will reduce the cost of
procedure standards, allowing policy holders, nothealth care, what a novel idea! With the money
shareholders, to take advantage of reduced costs.we save I'm sure we could take care of those
United Healthcare (publicly owned insurance15% of Americans who do not have health care
company) earned more than $3 billion in 2008,coverage - another novel idea!
while Community Health System (public owned