| As Health Savings Accounts grow in
| |
| | resources, single-payer systems tend to
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| popularity, there is growing fear among
| |
| | overspend on primary care for the
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| those who want to nationalize healthcare
| |
| | healthy, while denying more expensive
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| that they will not be able to put the cat
| |
| | specialist care to those with serious
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| back in the bag. There are already over
| |
| | medical problems. This is because most
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| 3 million HSA owners, and by 2010, the
| |
| | people (voters) are healthy most of the
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| Treasury Department estimates as many as
| |
| | time, and the sick and dieing are less
|
| 45 million Americans will be covered by
| |
| | likely to be able to organize into a
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| HSA plans. They will have billions of
| |
| | political force.What makes the United
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| dollars invested to cover future medical
| |
| | States such a great country is the
|
| expenses, and by then it will be
| |
| | "freedoms" we enjoy. Though our freedoms
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| politically impossible to take that
| |
| | seem to be constantly under attack, there
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| benefit away.If you currently have a
| |
| | is still no nation in the world that has
|
| high-deductible health insurance plan,
| |
| | the freedom of the press, freedom of
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| you can invest tax-free money in a Health
| |
| | religion, freedom of association, or the
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| Savings Account. You get to choose the
| |
| | free markets that we have in the United
|
| type of investment - anything from
| |
| | States. As anyone who understands even a
|
| savings accounts or money market funds,
| |
| | smidgen of economics knows, free markets
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| to a full brokerage house. If you invest
| |
| | encourage competition and innovation,
|
| wisely, you could have well over $500,000
| |
| | which lead to lower prices and better
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| in the account when you retire. You will
| |
| | quality.Though the U.S. system of health
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| be able to use that money to pay for your
| |
| | care can not really be considered a
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| healthcare in whatever way you please,
| |
| | "free-market", it is certainly much more
|
| tax free. You can go to the best
| |
| | free than any single payer system. Some
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| surgeons, or the least expensive
| |
| | of the benefits we see as a result of our
|
| doc-in-a-box. If you decide to treat a
| |
| | current healthcare system include:- U.S.
|
| condition with acupuncture, homeopathy,
| |
| | medicine produces the best outcomes for
|
| or psychic healers, you can do that too.
| |
| | virtually every patient, from premature
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| Whoever offers you the service you want
| |
| | babies to elderly cancer patients.
|
| with the best combination of quality and
| |
| | - American companies are the chief
|
| price should get your business. And
| |
| | source worldwide of new treatments and
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| since you are the one paying, it will be
| |
| | procedures which each year are used to
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| completely your choice. You have
| |
| | save millions of lives.
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| healthcare freedom.If proponents of a
| |
| | - U.S. medical training and research
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| single-payer system were to ever have
| |
| | facilities are the best in the
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| their way, you would be at the mercy of a
| |
| | world.Though Canadians might have to wait
|
| government bureaucrat when it comes to
| |
| | a year or two for hip replacement
|
| your healthcare. To see what this may
| |
| | surgery, they can get the same operation
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| look like, all one has to do is look at
| |
| | done on their dog in less than a week.
|
| the state of health care in Canada,
| |
| | This is because veterinarians are
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| England, New Zealand, and the parts of
| |
| | competing for that business, finding
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| Europe that have not yet abandoned
| |
| | innovative ways to deliver service more
|
| single-payer systems.Proponents of a
| |
| | quickly and less expensively. Another
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| single-payer system tend to point to
| |
| | example is laser eye surgery, a procedure
|
| Canada or England as countries that cover
| |
| | that is rarely covered by insurance, so
|
| all their citizens with quality
| |
| | laser eye surgeons must compete on the
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| healthcare, while spending less money per
| |
| | basis of cost and quality. While costs
|
| person than the U.S. But if we look a
| |
| | for most medical procedures have been
|
| little more closely, we see that these
| |
| | going up every year, the cost for this
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| publicly financed health insurance
| |
| | procedure has dropped by 80% over the
|
| systems are breaking down, the quality is
| |
| | past decade.Unfortunately, U.S.
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| low, and the costs can be quite high.
| |
| | healthcare policies still tend to limit
|
| Here's what Canadians have to deal with
| |
| | competition, restrict consumer's freedom
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| if they need medical care:Long waits.
| |
| | to choose, and discourage consumers from
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| Hundreds of Canadians go to Detroit and
| |
| | shopping for value. Thus, there are too
|
| other U.S. cities every year for
| |
| | few choices and there has been little
|
| procedures like CAT scans, which they can
| |
| | attention paid to price and quality of
|
| obtain treatment in a matter of days. In
| |
| | service. The answer is clearly not more
|
| Canada, the wait is typically six months.
| |
| | government intervention, but instead
|
| Currently 876,000 Canadians are on
| |
| | letting competition and the power of the
|
| waiting lists for medical
| |
| | marketplace drive down prices and
|
| procedures.Difficulty in getting
| |
| | increase quality and access to
|
| life-enhancing procedures done. If a
| |
| | care.Health Savings Accounts are the
|
| Canadian is having a heart attack, they
| |
| | SolutionThere is increasing recognition
|
| will be treated right then. But if the
| |
| | that third-party health insurance payers
|
| surgery is considered "elective" (meaning
| |
| | are actually a major cause of escalating
|
| that possible death is not eminent), the
| |
| | medical costs and the decline in the
|
| wait could be months or years. Average
| |
| | quality of service. The increasing
|
| wait for cataract removal is 18 months.
| |
| | adoption of HSA plans has already begun
|
| Average wait for a knee replacement is
| |
| | to cause greater transparency and
|
| one year.Increased risk of dieing. The
| |
| | competition in the medical marketplace.
|
| average Canadian waits eight weeks to see
| |
| | There are now physicians available by
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| a specialist, and another nine weeks
| |
| | phone, medical kiosks setting up in
|
| before getting treated. This is even the
| |
| | malls, doctors that accept only cash (and
|
| case with conditions that are likely to
| |
| | who charge significantly less), and
|
| get much worse if there is any delay in
| |
| | others competing directly for the
|
| treatment. For example, the median time
| |
| | consumer's healthcare dollar.Don't be
|
| for a mastectomy is 14 weeks, enough time
| |
| | fooled by the politicians who advocate a
|
| for the cancer to spread to other parts
| |
| | single-payer system, claiming their only
|
| of the body. In fact, 28% of those
| |
| | concern is the uninsured. If a single
|
| diagnosed with breast cancer in Canada
| |
| | body (such as a government bureaucracy)
|
| die from it, while the mortality ratio in
| |
| | controls healthcare, they control one
|
| the U.S. is only 25%.Things don't look
| |
| | seventh of the national economy. And
|
| any better across the ocean. Each year
| |
| | everywhere in the world that central
|
| the British National Health Service
| |
| | control of the economy has been tried, it
|
| cancels 410,000 surgeries because of
| |
| | has been a colossal failure.As public
|
| resource shortages. According to the
| |
| | policy reforms centered on individual
|
| London Sunday Times, there are currently
| |
| | choice continue to gain wider footholds,
|
| over 1 million Brits awaiting elective
| |
| | the result will be greater prosperity,
|
| surgery. Thomas Cook, a British travel
| |
| | greater choice, and a better value for
|
| agency, is even considering offering
| |
| | all. The culture of dependence and
|
| "sun-and-surgery" packaged trips to
| |
| | entitlement will begin to fade, as
|
| Indian hospitals for British citizens fed
| |
| | millions of individuals demand further
|
| up with low standards and long waiting
| |
| | policy reforms that will reinstate the
|
| times for surgery.The British and
| |
| | values of freedom and personal
|
| Canadian governments have the power to
| |
| | responsibility that helped establish this
|
| make healthcare "free", but they are
| |
| | great nation.As more consumers turn to
|
| unable to control its costs. So the
| |
| | health savings accounts, the market will
|
| costs become longer (and potentially
| |
| | respond. Innovative providers will begin
|
| fatal) delays, and fewer innovations.It's
| |
| | to compete more on price and quality of
|
| not surprising when you think about what
| |
| | service, and those that provide the best
|
| is happening. Universal health insurance
| |
| | value will get wealthy doing so. And all
|
| systems always encourage over-consumption
| |
| | consumers will benefit.By Wiley Long -
|
| by patients, and such over-consumption
| |
| | President, HSA for America - HSA for
|
| always leads to financial crises. The
| |
| | America makes it easy to learn about and
|
| result is inevitably broken promises
| |
| | set up a Health Savings Account (HSA)
|
| about universal access and quality care.
| |
| | that best meets your needs. Please link
|
| Because there are always limited
| |
| | to this site when using this article.
|
